I Paid Off My 2.875% Mortgage…Dave Ramsey Was Right

Why watch

Graham Stephan explains his shift from mathematically opposing early mortgage payoff to paying off his 2.875% mortgage, arguing that while the math favored investing, the emotional benefits and peace of mind outweigh the marginal returns. He discusses how he used leverage and low-rate mortgages to build real estate wealth, but ultimately chose to eliminate debt despite the opportunity cost.