Why AI Agents Will Need Their Own Bank Accounts — Lincoln Murr, Coinbase
AI Engineer — Oct 20, 2026 — talk
Why watch
Lincoln Murr from Coinbase explains the evolution from AgentKit (giving AI agents wallets) to x402, an open HTTP 402 payment standard now processing hundreds of millions of agent transactions monthly. The talk covers how AI agents can autonomously pay for services, execute trades, and potentially self-fund their own operations—representing a new paradigm where AI is an economic actor rather than just a tool. Developers building AI agents or interested in programmable finance will learn about emerging standards for agent-to-agent payments and the trust models required.